The likelihood of hitting a deer while driving is 1 in 167 nationally, but the chance in Pennsylvania is far greater at 1 in 63. What happens when you hit a deer? If you have the right insurance, you can submit a claim under your auto insurance policy to cover the damages.

One of the questions we often hear is whether or not a business needs to buy commercial auto insurance. It really depends on the business, but if you or your employees use any vehicle owned by the business or individual for business purposes, some form of commercial auto insurance is necessary.

Managing a business is not only empowering for owners, it is also an exciting journey. However, running a business comes with unique risks that occur unexpectedly and often cause substantial stress.

Rideshare and grocery delivery services are growing in demand across Pennsylvania. Uber, Lyft, Instacart, and Shipt have become popular household names as more individuals rely on them to simplify and streamline their life.

Maintaining a safe household takes time, effort, and trial and error. Reduce the risk around the house and create a safe environment for people of all ages with our homeowner safety tips.

Like any insurance in time, policies need updating and possibly even changed. Younger drivers are looking for the lowest possible payment per month while older drivers are looking for the best company and coverage to protect their financial assets. As situations change in your life, your insurance will too.

As the temperatures drop and the days get shorter you spend less time relaxing on your deck. However, now is the perfect time to prepare your deck for winter.

Starting a business is a scary venture for even the savviest entrepreneurs. There are no guarantees things will go as planned. A lot goes into running a business – how will you attract customers, what is your competitive advantage, and how will you minimize costs?

The automotive industry, mainly repair shops, faces vast exposures that can lead to lawsuits. These exposures should be mitigated from the beginning, in addition to being protected by insurance.

As an auto repair shop, you are responsible for maintaining and repairing customers’ vehicles so they can navigate from one place to another throughout their day. If you make a mistake that causes their car repair to be delayed, further damage, or an auto accident, they can sue your auto repair business.

Owning a restaurant can be scary, though, when it comes to possible claims and insurance coverage. In this blog post, we share four common exclusions in a restaurant insurance policy that you should be aware of

It's always tough when you applied for life insurance and get denied, particularly if you were anticipating a yes. The company with which you applied may have determined you are in the "impaired risk market”.

Personal Umbrella insurance is an extra layer of general liability insurance that “sits” over top of your homeowners and auto insurance policies. Once those policies have paid their maximum limits, the umbrella insurance policy kicks in to pay any additional covered expenses.

With the improvement of innovation in vehicles to assist us with driving safely and securely, there is an open door that is being offered by some insurance agencies to help bring to light your driving practices.

We all want to make sure we are not overpaying for our car insurance, especially in times like these. A quick google search can reveal a lot of information about how to find the cheapest car insurance, but often this information is not from a true insurance professional, and you could end up paying more in the long run.

Driving in the dark has its own set of challenges such as headlights from oncoming traffic and obstacles that may be more difficult to see.  

A major right-of-passage for most teenagers is getting their driver’s license. It is also a time of great concern for parents. In reality, sending your teens off in a vehicle is the first step to watching your children fly on their own.

When it comes to buying auto insurance, research is necessary. There are many options available, and you need to find the best one for your auto insurance needs. This process is daunting to many, but at Rumbaugh Insurance, we understand the overwhelming feeling that comes with researching the right policy to best fit your personal auto insurance needs. 

If you are planning to travel and a rental car is in your plans, here are some must-have information to help you navigate your options and get you the coverage that you need.  

Teen driving is a sensitive topic for many parents because it means their little one is no longer little. While it may not be a favorite talking subject at dinner time, it is an important one.